Your vision plan options are:

• Low Plan — designed for participants who expect to need only basic services

• High Plan — designed for participants who expect to need more comprehensive services

Key features at a glance:

• Flexible designs: Choose from a range of frames and lenses that fit your style and needs.

• Affordable coverage: Keep vision care costs predictable and manageable.

• Wide provider network: Access negotiated rates through a large network of providers to save money.

• In-network savings: Pay less on eyewear and eye care when you see a VSP network doctor.

• Simple claims: VSP providers handle the paperwork, so you skip claim forms and reimbursement waits you'd face out-of-network. 

This is a snapshot of your vision coverage. For full details, see the Vision Summary Plan Description.

Each calendar year, the plan covers one eye exam and one pair of eyeglasses or contact lenses for you and each covered dependent, after your copay. Confirm your copay before your appointment.

In-network:

Out-of-network (copays apply to out-of-network billed amounts):

Benefits are paid for most vision services and appliances, but some limits and exclusions apply. Here's an overview of services not covered:

• Eye exams as a condition of employment, medical, or surgical treatment (may be covered under Medical Plan)

• Non-prescription lenses

• Prescription goggles

• Safety eyewear

• Replacement and repair of lost or broken lenses

• Vision training

• Services covered by Workers' Compensation

• Two pairs of glasses instead of bifocals

Review the VSP Summary Plan Description in the Documents for more details.

Here's how to make the most of your vision benefits.

• Use VSP providers: You pay less when you see a VSP network doctor for an exam or eyewear, and VSP doctors handle your paperwork, so you skip filing claims. If you use an out-of-network provider, you'll get an allowance toward your expenses. Pay for services upfront, then submit a claim for reimbursement.

• File claims promptly: If you use an out-of-network provider, file your claim within six months of the date of service.

• Use VSP discounts: Visit VSP for a list of available discounts.

Prefer to shop online? Use your vision benefits on eyeconic.com®—the VSP preferred online retailer. With the widest selection of quality eyewear, you're sure to find the eyewear you love at a price that's right for you.

• Choose from the most popular brands of designer eyewear and contact lenses, at competitive prices.

• Get a 20% discount on prescription and non-prescription eyewear purchased through the online store (all VSP members qualify).

• Enjoy the highest savings available when you use your in-network VSP insurance for prescription glasses or contact lenses.

Eyeconic — VSP Online Eyewear Store

If you have diabetic eye disease, glaucoma, or age-related macular degeneration (AMD), you can get routine care and follow-up medical eye services at your VSP doctor for a $20 copay. If you have diabetes but show no signs of diabetic eye disease, you can get preventive retinal screenings at no cost.

To get started, find a VSP doctor:

• Call 1-800-877-7195 or visit VSP.

• No VSP ID card needed — just tell your doctor's office you have VSP coverage.

Member and website support:

• To find in-network providers in your area, call toll-free 1-800-877-7195 or visit VSP.

• Your VSP group number is 12227971.

Diabetic Eyecare Program