Supplemental Insurance
We understand the importance of providing comprehensive coverage to our employees and their families. That's why we offer a range of voluntary benefits designed to supplement your medical plan and offer additional financial protection. These options provide valuable cash benefits and coverage for various medical situations, offering peace of mind and helping to ease the financial burden associated with accidents, hospitalizations, and critical illnesses.
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Accident Insurance
Accident insurance supplements your medical plan with cash benefits for accidental injuries, including hospital stays, fractures, dislocations, physical therapy, and more.
Use the payout for:
Out-of-pocket medical costs (deductibles, coinsurance)
Other expenses (lost income, household bills)
It pays in addition to your medical plan, regardless of other insurance. You and your eligible dependents can elect coverage during Open Enrollment regardless of prior health history.
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Hospital Indemnity Insurance
Most primary health insurance plans don't cover all hospital costs. Hospital Indemnity insurance complements your medical coverage by easing the financial impact of a hospitalization due to an accident or illness. Coverage is available for employees, spouses, and families. Benefits go directly to employees unless otherwise specified, regardless of other insurance. You and your eligible dependents can elect coverage during Open Enrollment regardless of prior health history.
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Critical Illness Insurance
Critical Illness insurance helps protect against the financial impact of certain illnesses, such as heart attack, stroke, cancer, and more. A lump-sum payment goes directly to you. Use it for:
Out-of-pocket medical costs (deductibles, coinsurance)
Other expenses (lost income, household bills)
It pays in addition to your medical plan, regardless of other insurance. You and your eligible dependents can elect coverage during Open Enrollment regardless of prior health history.
For more information, visit MyAetnaSupplemental.com.