Open Enrollment
Our 2026 Benefits Open Enrollment is from Monday, October 27, 2025, to Friday, November 14, 2025, 11:59 pm ET. During this period, you can newly enroll or make changes to your Publicis benefits. After November 14, your only opportunity to make changes to your benefits coverage is within 31 days of experiencing a qualified life event or during the next Benefits Open Enrollment period.
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Three Easy Steps to Plan for 2026 Benefits Enrollment
1. Now is a great time to review your benefits and make sure they still fit your needs. Think about any changes in your life or your family's plans for the coming year. We offer a variety of benefits and programs to help you choose the coverage and support that work best for you, at a cost that fits your budget.
Did you know a 65-year-old couple retiring this year spends an average of $315,000 in medical expenses throughout retirement? If you are generally healthy and don't go to the doctor often, the HSA Medical Plan may be right for you. You pay the lowest coverage premiums out of your paycheck, and you get to open a Health Savings Account, which is like another 401(k) account but for medical costs. Plus, Publicis Groupe helps you build your savings: $250 for single coverage and $500 for family coverage.
Don't overlook voluntary benefits. We partner with insurance companies to provide discounted prices for pet, car, home, accident, critical illness, hospital indemnity insurance, and more. Take this opportunity to review your beneficiaries while enrolling. Naming beneficiaries ensures your money will go where you want it to.
2. Prepare to enroll in benefits that don't automatically carry over into 2026. Open Enrollment is passive, so most of your 2025 benefit elections carry over into 2026 automatically. You must actively enroll in these accounts each year to use them:
Health Savings Account (HSA)
Health Care Flexible Spending Account (HCFSA)
Dependent Care Flexible Spending Account (DCFSA)
Limited Purpose Flexible Spending Account (LPFSA)
3. Enroll in 2026 Publicis Benefits. You will receive notification on October 27 when you can log into our benefits enrollment portal to begin enrollment. If you do not enroll, you will have the same or similar coverage as today, but at 2026 costs. Your only other opportunity to make changes to your benefits coverage is within 31 days of experiencing a qualified life event.
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2026 Premium Changes
Benefit
Change for 2026
Medical & Prescription Drug Coverage
Premiums will increase approximately 7% (final rate pending)
Dental Coverage
Premiums will increase approximately 3.1% (final rate pending)
Vision, Life, Disability, Legal Services
No changes to coverage costs
Copays, Deductibles, Out-of-Pocket Maximums
No changes
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Family Care Enhancements for 2026
Enhancement
Details
Bright Horizons Family Concierge
One-on-one help with childcare, coaching, social work, and education
Pet Care via Rover
Use Bright Horizons Back-Up Care credits with Rover for overnight care, dog walking, daycare, and more
Adult Tutoring
Tutoring services now extend to anyone 18+, covering 3,000 subjects including professional certifications
NYC Pre-K for All & 3K for All
Universal Pre-K programs available at centers across the five boroughs, subject to eligibility
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2026 Federal Changes — New IRS Limits
Program
Limit
2025 Limit
401(k) Plan
$24,500
$23,500
401(k) Catch-Up (age 50+)
$8,000
$7,500
401(k) Catch-Up (ages 60–63 – SECURE Act 2.0, effective Jan 2026)
$11,000 (new)
N/A
HSA – Individual
$4,400
$4,300
HSA – Family
$8,750
$8,550
HSA Catch-Up (age 55+)
$1,000
$1,000
Dependent Care FSA – Individual
$3,750
$2,500
Dependent Care FSA – Family
$7,500
$5,000
Transit (per month)
$340
$315
Parking (per month)
$340
$315
NOTE: These preliminary limits are subject to change after IRS limits are published.
Vendor Portals & Key Links:
bswift Enrollment Portal: https://secure.bswift.com/default.aspx?abbrev=publicisbenefitsconnection
Documents & Resources:
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For U.S. Freelancers
Freelancers can enroll in Publicis benefits during this same window: October 27 – November 14, 2025. If you don't make changes by November 14, 2025, your 2025 benefit elections roll over into 2026 automatically. State health coverage requirements may still apply even though the federal individual mandate no longer requires health insurance coverage.