Disability Leave
Disability coverage gives you and your family an important source of income replacement if illness or injury keeps you out of work for a sustained period. You have two types of coverage: Short-Term Disability (STD) and Long-Term Disability (LTD). Other disability income you're eligible to receive will reduce your benefit amount (see Disability Income Offsets below for the full list of offset sources).
Sedgwick (AbsenceOne) provides your disability coverage.
1-877-509-0553 (Disability)
1-800-842-1718 (Long Term Disability)
Group Number: CG-73011
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Short-Term Disability
You get short-term disability (STD) coverage automatically through a salary continuation plan, at no cost to you. Coverage applies if a non-occupational illness or injury keeps you out of work for more than 7 calendar days. If Sedgwick (AbsenceOne) approves your claim, STD can replace 100% of your base pay for up to 26 weeks, based on your years of service with a Publicis company.
Years of Service as of the Day You Become Disabled
Weeks of Salary Continuation
0 to 1 year
4 weeks
1 to 2 years
8 weeks
2 to 3 years
12 weeks
3 to 4 years
16 weeks
4 to 5 years
20 weeks
Over 5 years
26 weeks
If you receive STD salary continuance, your Publicis paycheck may be offset by any statutory benefits you are eligible to receive.
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Elimination Period
The elimination period for a disability due to injury or sickness is 7 calendar days (5 business days):
Paid elimination period: Benefits become payable on the 1st day of disability.
Unpaid elimination period: Benefits become payable on the 8th calendar day (6th business day).
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How to File a Claim
If you're out of work for more than 7 consecutive calendar days for a non-work-related reason, complete the Leave of Absence Request Form. Contact Sedgwick (AbsenceOne):
Phone: 1-877-509-0553
Hours: Monday – Friday, 8:00 am – 8:00 pm ET
Reference #: CG-73011
Have the following information ready:
Your full name, address, telephone number, and department name
Your last day of active full-time work and first day absent
Name and phone number of your HR representative
Nature of your claim
Name and phone number of your treating physician
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Basic Long-Term Disability
After 26 weeks, you may qualify for Long-Term Disability (LTD) benefits. Your company-provided LTD insurance, at no cost to you, equals 40% of your base pay, up to a maximum base pay of $300,000, with a maximum benefit of $10,000 per month. Contact Sedgwick (AbsenceOne) with LTD questions at 1-800-842-1718.
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Supplemental Long-Term Disability
To supplement your company-provided LTD, you may purchase additional coverage:
Level One: Benefit equal to 20% of your base pay amount up to $300,000 (for total coverage of 60% of base pay), with a maximum combined monthly benefit of $15,000.
Level Two: Benefit equal to 60% of your base pay exceeding $300,000, with a maximum combined monthly benefit of $25,000.
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Disability Income Offsets
Any disability income you're eligible to receive from other sources reduces your disability coverage benefits. These sources include: Social Security disability benefits (including amounts for which your dependents may qualify because of your disability), Workers' Compensation, Occupational Disease Law, "no-fault" auto insurance, state-mandated benefits, and any other company-provided disability income benefits.